When I evaluate a property in Denver for mid-term rental (MTR) use, I’m not just looking at the surface numbers. I go deeper—because the difference between a breakeven deal and a great one often comes down to the setup.

Here’s my real-world process:

  1. Zoning and Use Compliance First, I check whether the property is legally able to be used for short or mid-term stays. In Denver, this means reviewing zoning codes, HOA restrictions, and city-level ordinances. I don’t cut corners here.
  2. Layout and Unit Flexibility The best MTRs have private bedrooms, shared amenities, and multiple bathrooms. Properties that allow me to create privacy within shared space perform better.
  3. Location Relative to Hospitals, Business Centers, and Transit MTR tenants tend to be traveling professionals, nurses, remote workers, or those in life transitions. I target locations near job centers, hospitals, or walkable areas.
  4. Furnishing Costs and Setup Time I factor in the cost of quality furniture, Wi-Fi, utilities, and digital access (smart locks, thermostats). The ease of set-up is part of my decision-making.
  5. Cash Flow Modeling at 92% Occupancy I use a conservative 92% occupancy and plug in realistic rent numbers for furnished rooms or units. If it doesn’t pencil out at that rate, I pass.
  6. Maintenance Load Shared units have wear and tear. I calculate cleaning costs, minor repairs, and tenant turnover into my cash flow plan.

Mid-term rentals are not passive, but they are powerful. And in a market like Denver, they fill a real need—between Airbnbs and long-term leases.